Joint-stock commercial Senegat Bank was one of the first commercial banks in Turkmenistan. In was incorporated by 22 founding shareholders on October 18, 1989, as Turkmen Commercial Bank. The main purpose of establishing the Bank was to provide support to private entrepreneurs and to enterprises involved and trading and in production activities. At this point in time Senegat is an open joint-stock company operating in accordance with Turkmenistam legislation. The bamk has branches in all provincial centers, in the capital of Turkmenistan, and in Turkmenbashi and Serdar cities of Balkan province. There is also one agency in Gubadag city of Dashoguz province.

about the bank in numbers

  • >371000 customers being served
  • TMT 31000 thousand the size of declared and collected charter capital of the Bank
  • 1840 shareholders of the Bank
  • 5 is the factor by which the Bank’s profit and the number of its customers grew in 2020
implemented projects
What has been done
State-of-the-art Corporate Internet Banking product implemented.
What benefits have accrued to the customer
  • The product implementation has improved the customer experience and has reduced the load on bank branches. 
  • Senagat has dramatically improved its competitive advantages, strengthened its technology-savvy and state-of the-art bank reputation, and attracted new customers.


Clients news
Customers of Senagat Bank, Turkmenistan, Gain Access to Upgraded Corporate Internet Banking Solution
Well-coordinated efforts of the join team made up of employees of the Bank and Colvir Software Solutions has facilitated quick and efficient product go-live
Advantages Colvir Software Solutions
Reliability 100% successful Projects
Simplicity Product modules are independent of the kernel
Spot-on Relevance International practice focused on banking products and services
Great Potential We invest 100% of our earnings in further system development
Popularity Localized throughout CIS
User-Friendliness Flexible and customer-oriented
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