Joint-stock commercial Senegat Bank was one of the first commercial banks in Turkmenistan. In was incorporated by 22 founding shareholders on October 18, 1989, as Turkmen Commercial Bank. The main purpose of establishing the Bank was to provide support to private entrepreneurs and to enterprises involved and trading and in production activities. At this point in time Senegat is an open joint-stock company operating in accordance with Turkmenistam legislation. The bamk has branches in all provincial centers, in the capital of Turkmenistan, and in Turkmenbashi and Serdar cities of Balkan province. There is also one agency in Gubadag city of Dashoguz province.

about the bank in numbers

  • >371000 customers being served
  • TMT 31000 thousand the size of declared and collected charter capital of the Bank
  • 1840 shareholders of the Bank
  • 5 is the factor by which the Bank’s profit and the number of its customers grew in 2020
implemented projects
What has been done
State-of-the-art Corporate Internet Banking product implemented.
What benefits have accrued to the customer
  • The product implementation has improved the customer experience and has reduced the load on bank branches. 
  • Senagat has dramatically improved its competitive advantages, strengthened its technology-savvy and state-of the-art bank reputation, and attracted new customers.


Colvir Software Solutions Benefits
1 Our Customers are our top priority Colvir staff are as much Customer-oriented as possible
2 Stable development We keep upgrading our products and services
3 Achieving goals Our key success criteria is raising the efficiency of our Customer's business
4 Business transformation We create a state-of-the-art technology landscape
5 International expertise We leverage advanced global technologies to achieve our customers' goals
6 Positions of leadership Colvir customers often become pioneers in the banking industries of their respective countries
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